Financial Planning
A Planning-First Approach
At Wedbush, financial planning is the foundation of the client relationship. A comprehensive plan provides a structured approach to managing wealth and making important financial decisions over time, from managing investments and preparing for retirement to protecting assets and maintaining appropriate liquidity.
Wedbush advisors take a goals-based approach, working collaboratively to develop financial strategies aligned with long-term objectives that evolve as circumstances change.
Why Financial Planning Matters
Life brings financial complexity: changing careers, growing a family, navigating market cycles, or approaching retirement. A financial plan provides a framework for making decisions with clarity, helping to align day-to-day choices with long-term goals.
Wedbush financial planning is built around three core areas, each designed to address different aspects of a comprehensive financial strategy.
Retirement Planning
Developing strategies to build retirement savings and support sustainable income throughout retirement.
Liquidity Planning
Strategies related to significant liquidity events and major asset transactions.
Protection Planning
Evaluating life and long-term care coverage and risk management strategies to protect individuals and families.
Our Planning Approach
Designed to provide clarity, structure, and ongoing guidance as financial needs evolve over time.
Discovery
Understanding your financial goals, priorities, and overall financial situation.
Analysis
Evaluating key financial information and developing strategies aligned with long-term objectives.
Recommendations
Reviewing the recommended strategy together and putting the plan into action.
Ongoing Review
Monitoring progress and adjusting the plan as goals or circumstances evolve.
What a Financial Plan Covers
A Wedbush financial plan may address a range of interconnected financial considerations, providing a comprehensive view of your financial life.
Investment planning and asset allocation
Tax-aware planning strategies
Cash flow and budgeting analysis
Risk management and insurance review
Retirement income projections
Estate and legacy considerations
Education funding strategies
Who We Work With
Wedbush financial planning is designed for individuals and families navigating significant financial decisions, whether building toward retirement, managing a business transition, or coordinating a comprehensive wealth strategy.
John Lindsey, CFA
John Lindsey is the National Director of Financial Planning at Wedbush Securities, bringing analytical rigor and strategic insight to the firm’s financial planning capabilities.Leveraging expertise in investment analysis, risk management, and asset allocation, he delivers tailored financial plans aligned with clients’ goals.
Prior to joining Wedbush, John worked for Rand Advisors, an Investment Advisory firm in Saratoga Springs, NY, where he was an analyst for the long-short equity portfolio.John lives in Denver, CO, where he enjoys skiing, waterskiing, playing golf, and traveling during his leisure time. John holds a B.S. from the University at Buffalo and is a CFACharterholder.
Phone: (720) 375-1771
Email: [email protected]
