Employer-Sponsored Plans
Employer-sponsored retirement plans can help employees prepare for retirement while supporting a company’s broader compensation and benefits strategy. These plans may also help businesses attract and retain employees while offering tax-advantaged retirement savings opportunities. Selecting a plan often involves considerations such as company size, contribution flexibility, employee participation, and administrative requirements.
Wedbush advisors work with businesses to evaluate retirement plan structures and identify solutions aligned with organizational goals and workforce needs.
Defined Contribution Plans
401(k) Plans
Defined contribution retirement plans that allow employees to defer a portion of their compensation into tax-advantaged retirement accounts, often with employer matching contributions.
403(b) Plans
Retirement plans commonly used by certain nonprofit organizations and public sector employers.
Profit Sharing Plans
Employer-funded retirement plans that allow businesses to contribute a portion of company profits to employee retirement accounts.
Small Business Retirement Plans
SEP IRA Plans
Retirement plans commonly used by small businesses and self-employed individuals that allow employers to make contributions.
SIMPLE IRA Plans
Retirement plans designed for small businesses that allow employee salary deferrals with employer contributions.
Executive Compensation Plans
Non-Qualified Deferred Compensation Plans
Compensation arrangements designed to provide additional retirement savings opportunities for executives beyond traditional plan limits.